Mobile Insurance Bad Faith Attorneys
Insurance companies offer insurance policies to protect policyholders from natural and other disasters that can be emotionally and financially devastating. Under your insurance policy, and insurance carrier is required to act in "good faith" toward you - the insured. When an insurance company fails to pay out a claim for no reason except to save money, it is said to be acting in "bad faith." Bad faith cases involve claims by an insured against his or her own insurance company for failing to pay a valid claim. Your insurance carrier has a duty to treat you fairly when assessing the validity of your claim. In addition, your insurance company has a duty to settle claims against you if it can do so within the coverage limit. If you have been subjected to a high judgment against you because your insurance company refused to settle, you are entitled to damages under the law.
Because insurance companies have an advantage over its insured when creating insurance contracts, the law interprets insurance contracts in favor of the insured when there is any ambiguity as to the plain meaning of the contract. Your insurance company is required to promptly and thoroughly investigate your claim and provide a written explanation of why your claim was denied. Your insurance carrier is also prohibited from requiring an excessive number of statements or estimates to support a valid claim or delay payment of your claim for no reason. If you were denied benefits guaranteed to you under your insurance policy, you need an experienced insurance bad faith attorney on your side. Our firm has successfully handled all types of bad faith claims stemming from auto, home, renters, and other insurance policies. We have the expertise and resources to stand up to your insurance company to get you the compensation you deserve under your policy.
Free Consultation with a Mobile Insurance Bad Faith Attorney
We know how insurance companies operate, and that is why we aggressively pursue all insurance-related claims to get our clients full compensation for their claims. The experienced Mobile insurance bad faith attorneys at Maloney-Lyons, LLC will protect your rights. And we only get paid if you win your case. Call (800) 809-3669 today for a free consultation regarding your bad faith insurance claim.
For more information regarding Alabama insurance bad faith cases, visit our resource center.