If you sustain injuries after a car crash, your medical bills will begin to pile up, and they can quickly become overwhelming. This is especially true if you have to visit an acute care hospital. During this time, financial worries are at the front of your mind. While you need to focus on getting better, it’s natural to feel stressed when you have expensive medical bills and no money coming in.
Although making a personal injury claim can help you get compensated for all expenses you’ve incurred, you may not have the means to cover your medical bills in the meantime. Below are a few options that can help you cover your medical expenses while waiting to receive compensation for damages.
Health insurance
As you wait for your claim to be settled, you can agree with your health insurance provider to cover your medical expenses. Through subrogation, your health insurance company will be able to get back their money after you’ve been compensated for damages by the at-fault party.
Family and friends
Your family and friends can lend you a helping hand as you recover after a car crash. Although having these conversations can be difficult, going to your family and friends is an option that you may consider. To avoid issues later, ensure that you have a written agreement addressing any expectations involved with the financial assistance.
Medical and hospital liens
A medical and hospital lien is an agreement you enter with the hospital and healthcare provider to give them a stake in your settlement. This means you will receive the medical care you need, and the hospital will be assured that they’ll get paid once your case resolves.
If you’ve been in a car crash, you’re obviously dealing with a lot right now. However, dealing with your injuries and focusing on recuperating can be challenging if you don’t have the money to cover the medical bills. Consider seeking legal help to ensure you get the compensation you deserve as soon as possible.