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3 reasons not to deal with the insurance company alone after a serious car accident

On Behalf of | May 20, 2024 | Motor Vehicle Accidents |

Being involved in a serious car accident in Alabama can be a life-changing event. As you focus on your recovery, dealing with insurance claims may not be at the forefront of your mind. But it is something that must be done if you want compensation for your injuries. It can also be very difficult and risky. Here are three reasons why having an experienced personal injury lawyer by your side is crucial when dealing with insurance companies.

Complexity of the claims process

The insurance claim process after a car accident typically involves extensive paperwork, statements to the claims adjuster, and adherence to strict deadlines. Any misstep or oversight during this process could lead to your claim being reduced or even denied. An experienced attorney understands the intricacies of these procedures and can handle all the necessary documentation and negotiations, ensuring that you do not miss out on the compensation you need due to a procedural error.

Insurance adjusters’ motives

Insurance adjusters are trained professionals who represent the interests of their company. Despite how auto insurance companies portray themselves in advertisements, the claims adjuster’s job is to minimize the amount paid out in claims. They employ various strategies to justify offering lower settlements or denying claims altogether. Without a legal advocate, you may find yourself pressured into accepting a settlement that falls short of covering your losses. A skilled attorney will protect your rights and work to counteract the insurance company’s tactics.

Knowing what your claim is worth

Most people are not fully aware of the compensation they are entitled to after a car accident. This lack of knowledge can lead to unwittingly accepting a settlement that does not adequately cover their medical expenses, lost wages, and other damages. A personal injury lawyer with experience in Alabama law can accurately assess the true value of your claim and fight to ensure you receive the full compensation you deserve, not just a fraction of it.

Enlist the help you deserve

Partnering with a personal injury lawyer in Alabama can alleviate the burden of dealing with insurance companies, allowing you to focus on your recovery. Your attorney will advocate for your best interests, handle all negotiations, and assist with any necessary appeals, ultimately aiming to secure the compensation you are rightfully due. If you’ve been injured in a car accident, do not hesitate to seek legal support.